7 Tips to Follow While Buying Senior Citizen Health Insurance

As we grow older, we become increasingly vulnerable to diseases. And, the medical treatments for these diseases often gets costlier. This is why it is so important to have health insurance in our senior years. Whether you are about to buy health insurance for yourself as a senior or you are about to purchase coverage for your aged parents, this article will prove helpful. Read on to discover 7 helpful tips for buying senior citizen health insurance in India.

1. Compare plans to check for affordability

When buying health insurance for senior citizens, you need to choose a plan with a higher cover limit. This higher limit would naturally bring along a higher premium. So, compare at least a few insurance companies to see who gives you the best rate for the premium for a higher sum insured.

2. Look for inclusions of day care procedures

A lot of surgeries that seniors require are done as day care procedures. This means that they do not have to be admitted in hospital overnight. Look to see whether the senior citizen health insurance plan covers a wide list of day care procedures such as cataract operations since these can be quite expensive.

3. Check the location of network hospitals

It is important to choose an insurance company who has network hospitals located near your home. As a senior, travelling long distances to hospitals that are far away can be stressful. If there are network hospitals near your home, you can avail cashless treatments with ease.

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